@keyframes policy-spin{to{transform:rotate(360deg)}}.policy__bar{position:sticky;top:0;z-index:10;display:flex;justify-content:space-between;align-items:center;padding:10px 24px;background:var(--nav-bg);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.policy__brand{display:flex;align-items:center;gap:10px;font-family:var(--font-display);text-transform:uppercase;letter-spacing:.08em}.policy__back{font-size:.88rem;color:var(--muted)}.policy__back:hover{color:var(--red)}.policy{max-width:760px;margin:0 auto;padding:56px 24px 80px;display:flex;flex-direction:column;gap:36px}.policy__hero{display:flex;align-items:center;gap:26px;flex-wrap:wrap}.policy__seal{width:120px;height:120px;flex:none;border-radius:50%;background:var(--red);color:var(--on-accent);display:flex;flex-direction:column;align-items:center;justify-content:center;position:relative}.policy__seal:before{content:"";position:absolute;top:-8px;right:-8px;bottom:-8px;left:-8px;border-radius:50%;border:2px dashed var(--red);animation:policy-spin 24s linear infinite}.policy__days{font-family:var(--font-display);font-size:2.6rem;line-height:1}.policy__unit{font-size:.75rem;letter-spacing:.2em;text-transform:uppercase}.policy__title{font-size:clamp(2rem,5vw,2.8rem)}.policy__lead{color:var(--muted);margin-top:6px}.policy__block h2{font-size:1.3rem;padding-bottom:10px;margin-bottom:14px;border-bottom:1px solid var(--line)}.policy__block p{opacity:.9}.policy__list{list-style:none;display:flex;flex-direction:column;gap:10px}.policy__list li{display:grid;grid-template-columns:22px 1fr;gap:8px}.policy__list--ok li:before{content:"✓";color:#3ecf8e;font-family:var(--font-mono)}.policy__list--no li:before{content:"✕";color:var(--red);font-family:var(--font-mono)}.policy__steps{list-style:none;counter-reset:paso;display:flex;flex-direction:column;gap:12px}.policy__steps li{counter-increment:paso;display:grid;grid-template-columns:34px 1fr;gap:10px;align-items:start}.policy__steps li:before{content:counter(paso);width:28px;height:28px;border-radius:50%;border:2px solid var(--copper);color:var(--copper);display:grid;place-items:center;font-family:var(--font-mono);font-size:.85rem}.policy__contact{display:flex;flex-direction:column;align-items:flex-start;gap:12px;padding:24px;border:1px solid var(--line);border-radius:10px;background:var(--bg-alt)}.policy__contact .mono{font-size:.82rem;color:var(--muted)}@media(prefers-reduced-motion:reduce){.policy__seal:before{animation:none}}.policy__terms{display:flex;flex-direction:column;gap:14px}.policy__terms div{display:grid;grid-template-columns:minmax(140px,200px) 1fr;gap:4px 18px;padding-bottom:14px;border-bottom:1px solid var(--line)}.policy__terms dt{font-family:var(--font-mono);font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--copper);padding-top:2px}.policy__terms dd{opacity:.9}@media(max-width:560px){.policy__terms div{grid-template-columns:1fr}}